MORTGAGE LOANS:                   

Pre-Qualification

One of the first steps in the process of purchasing a home is to find out how much of a home you can afford. Our quick approach to pre-qualification program tells you how much you can afford to spend on a new home before you start shopping. Contact one of Security National Bank’s experienced mortgage loan officers for details, or check out our online home loan application.

Variety of Mortgage Loan Programs
We can help you select the type of loan that best suits your needs from a variety of plans that includes fixed and adjustable rates, balloons, FHA, Rural Development, custom construction mortgages and other affordable lending options. We specialize in working with programs specifically designed for first-time homebuyers; including NIFA’s Regular and Super Targeted Programs, Northeast Housing Initiative’s Down Payment Assistance, and the Federal Home Loan Bank’s Rural First-time Homebuyer Program.

• USDA Rural Development home loans
• http://www.rurdev.usda.gov/rhs/sfh/brief_rhguar.htm
• NIFA First Time Homebuyer Programs
• http://www.nifa.org/programs/index.html?topic=desc&ps=choose&prog_name_
  sent=Single+Family
• Down payment, closing cost and rehab assistance

Experienced Loan Officers
For more information about our mortgage loan products, please contact the office/mortgage loan officer in your area.