eRewards – Everything you want in a checking account.

• Free Checking
• Premium interest yield on ANY Balance up to $25,000 (upon meeting “reward requirements")
• No Minimum Balance
• Free Nationwide ATM Usage
• Free Online Banking and Bill Pay
• Free Debit Card
• Free e-Statements
• No Monthly Account Maintenance Fees

Earning these rewards is simple... just use the services we’re giving you with the account:

• Use your debit card at least ten times per cycle. (Sorry, ATM withdrawals
  do not count as debit card transactions.)
• Establish at least one monthly direct deposit of a payroll or government check,
  or set up an automatic debit.
• Receive Electronic Statements, known as e-Statements.
• Access Online Banking at least once each month

*Annual Percentage Yield (APY) accurate as of May 22, 2008, Paid on balances $25,000 and under if the following qualifications are met during the statement period: e-Statement (valid e-mail address provided to bank), 10 or more debit card transactions (not including ATM transactions), one direct or one electronic debit, and access online banking at least once. For balances over $25,000 the APY is 0.75%. For balances that do not meet these qualifications APY is 0.25%. Rates are subject to change. Personal accounts only. Member FDIC.